Real-World Peace of Mind
Sudden Illness
Medical emergencies abroad can be unexpected and costly. Insurance ensures you receive premium care without financial burden.
Trip Cancellation
Life happens. If you need to cancel for a covered reason, get reimbursed for non-refundable costs and protect your investment.
Travel Delays
Storms or technical issues? Get coverage for meals and quality accommodations during unexpected overnight stays.
Lost Baggage
Travel light on worries. We help cover essentials and luggage replacement if your bags go missing during your journey.
What Your Coverage Can Include
- Medical Emergencies & Hospitalization
- Trip Cancellation & Interruption
- Emergency Medical Evacuation
- Significant Travel & Flight Delays
- Baggage Loss, Theft, or Damage
Ensure maximum peace of mind—mention travel insurance on your application for a personal consultation.
Our Travel Insurance Plans
Explore our curated Allianz plans designed to fit every type of adventure, from solo escapes to group journeys. We can help you choose the plan that best fits your trip and budget.
Classic Plan
A popular choice for comprehensive coverage for single trips or annual travel, balancing value and security.
- Trip Cancellation up to $10,000
- Emergency Medical up to $25,000
- 24-Hour Assistance Hotline
- Kids covered free with an adult
Classic with Cancel Anytime
Enhanced flexibility for travelers who want the option to cancel for nearly any reason and recover non-refundable costs.
- Cancel for nearly any reason
- Reimburses up to 80% non-refundable costs
- Standard trip cancellation benefits
- Maximum flexibility for changing plans
Premier Plan
Premium protection with higher coverage limits and concierge features for discerning travelers.
- Double the standard medical limits
- SmartBenefits for travel delays
- Premier concierge services included
- Enhanced baggage protection limits
Vista Plan (Group)
Tailored specifically for groups of 10 or more traveling together on a common itinerary.
- Simplified group enrollment process
- Emergency medical evacuation coverage
- Unified trip interruption protection
- Competitive group-only rates
Making an Informed Choice
While insurance is highly recommended, it is your choice to opt out. Please note that declining coverage requires a signed waiver acknowledging the risks to your travel investment.
Common Questions
When should I buy travel insurance?
It is best to purchase travel insurance as soon as you make your initial trip deposit. Buying early often allows you to qualify for additional benefits, such as coverage for pre-existing medical conditions or 'Cancel for Any Reason' upgrades.
What if I have a pre-existing condition?
Many plans offer a waiver for pre-existing conditions if you purchase the insurance within a specific timeframe (usually 14-21 days) of your first trip payment. We can help you pick the plan that meets your medical history needs.
How do I file a claim?
Filing a claim is simple. You usually need to provide documentation of your loss, such as medical reports or receipts. Most providers offer online portals where you can submit photos of your documents and track your claim status in real-time.
Does insurance cover COVID-19 related issues?
Yes, most modern travel insurance plans treat COVID-19 like any other unexpected illness. This includes coverage for medical treatment abroad and trip cancellation if you test positive before departure.
Can I cancel for any reason and get a refund?
Standard plans cover specific 'named perils'. However, you can add a 'Cancel for Any Reason' upgrade for ultimate flexibility, allowing you to recover a high percentage of non-refundable costs no matter why you decide not to go.